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We have found the least expensive rate modification program for our clients and will explain how to save your home. Essentially, you will find that this is what you should expect to have happen: 1. Lender could remove all of the garbage fees. 2. Lender could make a loan modification offer, regardless of your current credit score, late mortgage payments(even up to 6 months late), and especially if you are severely upside down in regards to your loan amount and your appraised value. 3. You could get a principal reduction 4. You could get a 3% loan 5. There is a good chance you will get a 30 year loan. 6. The bank will bring you current, even if you are late several months. Usually, the lender will make two or more of those things happen. This is your chance to refinance without actually refinancing!! What the lender wants isnt what you want... They want the loan to be performing. They want to tack on all the garbage fees onto the principal. They want you to pay pay pay no matter what!
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